Last Updated: September 9, 2026
Welcome to Bank Statement Converter. These Terms of Service (“Terms”) govern your access to and use of our website, bank statement conversion tools, and related services (collectively, the “Service”).
By accessing or using the Service, you agree to these Terms. If you do not agree with these Terms, please do not use the Service.
Bank Statement Converter provides an online tool designed to extract transaction information from supported bank statement files and convert that information into structured formats such as Excel (.xlsx) and CSV (.csv).
The Service may extract information including, where available:
Transaction dates
Transaction descriptions
Debit amounts
Credit amounts
Account balances
The Service is intended to help users organize existing financial information for bookkeeping, reconciliation, recordkeeping, and similar legitimate purposes.
Bank Statement Converter does not create, edit, modify, forge, or generate bank statements.
You may use the Service only if you are legally capable of entering into a binding agreement in your jurisdiction.
If you use the Service on behalf of a business, organization, or another person, you represent that you have authority to act on their behalf and agree to these Terms.
You are responsible for every file you upload to the Service.
By uploading a bank statement or other document, you represent and warrant that:
You own the document or have lawful permission to use it.
You are authorized to process the financial information contained in it.
Your use of the document does not violate another person’s privacy, confidentiality, contractual, or legal rights.
You will not upload documents obtained through unauthorized access, theft, deception, or other unlawful means.
Do not upload another person’s financial information unless you have appropriate authorization to process it.
You may use the Service for lawful purposes such as:
Bookkeeping
Transaction review
Financial reconciliation
Accounting preparation
Expense analysis
Business recordkeeping
Converting your own or authorized financial records into spreadsheet-ready data
You remain responsible for determining whether your use of converted information is appropriate for your particular purpose.
You must not use the Service:
To create, alter, forge, or falsify financial documents.
To misrepresent financial information.
To facilitate fraud, identity theft, money laundering, or other illegal activity.
To process documents you do not have permission to access.
To impersonate another person or organization.
To submit manipulated information as authentic financial evidence.
To interfere with or disrupt the operation or security of the Service.
To attempt to bypass upload limits, rate limits, security measures, or access controls.
To introduce malware, malicious code, automated attacks, or harmful files.
To scrape, reverse engineer, abuse, or overload the Service except where such restriction is prohibited by applicable law.
To use automated systems to send excessive conversion requests.
For any purpose that violates applicable law or the rights of another person.
We may restrict or block access where we reasonably believe the Service is being abused.
Files uploaded through the Service are processed for the purpose of performing the requested conversion.
The Service is not intended to function as a file-storage, backup, or document-management platform. You should keep your own copies of original bank statements and downloaded conversion results.
You should not rely on Bank Statement Converter to permanently store uploaded documents, extracted information, or generated files.
Additional information regarding how uploaded documents and personal information are handled can be found in our Privacy Policy and Security & Privacy page.
Bank statements can vary significantly between banks, account types, countries, languages, layouts, and PDF formats.
Although the Service is designed to identify and structure transaction data, we do not guarantee that every conversion will be complete, accurate, error-free, or compatible with every statement format.
Extraction errors may include:
Missing transactions
Incorrect dates
Incorrect debit or credit classification
Formatting errors
Incorrect balances
Misinterpreted descriptions
Duplicate or omitted rows
You are responsible for reviewing the extracted information and comparing it with the original bank statement before relying on, importing, submitting, or otherwise using the converted data.
The Service may work better with digitally generated PDF bank statements than with scanned documents, photographs, damaged PDFs, password-protected documents, or unsupported layouts.
Certain files may not be processed successfully.
We may introduce, remove, or change supported document types, extraction methods, output formats, and technical limitations over time.
The Service may allow users to download extracted transaction information in formats such as Excel and CSV.
Compatibility with third-party spreadsheet, accounting, bookkeeping, tax, or financial software is not guaranteed.
You are responsible for reviewing and formatting exported data before importing it into another system.
Bank Statement Converter is an independent conversion tool.
Unless expressly stated otherwise, we are not a bank, financial institution, accounting firm, payment processor, credit provider, or financial adviser.
Using the Service does not create a banking, fiduciary, accountant-client, financial advisory, or similar professional relationship between you and Bank Statement Converter.
Information and converted data provided through the Service are for informational and organizational purposes only.
Nothing provided by the Service constitutes:
Financial advice
Investment advice
Accounting advice
Tax advice
Legal advice
Credit advice
You should consult an appropriately qualified professional where professional advice is required.
The Service may currently be provided free of charge during its launch or development period.
We do not guarantee that the Service will remain free permanently.
We may introduce usage limits, new features, paid services, subscriptions, or other changes in the future. Any applicable pricing or additional terms will be disclosed before they apply to your use of a paid service.
We aim to keep the Service available and functioning properly, but uninterrupted availability cannot be guaranteed.
The Service may occasionally be unavailable because of:
Maintenance
Software updates
Server problems
Third-party infrastructure failures
Security incidents
Excessive traffic
Technical errors
Events outside our reasonable control
We may modify, suspend, restrict, or discontinue any part of the Service at any time.
We may apply reasonable technical restrictions to maintain security, performance, and fair access to the Service.
These restrictions may include:
File-size limits
Page limits
Supported file-format restrictions
Conversion limits
Rate limits
Temporary access restrictions
Abuse-prevention controls
Attempts to circumvent these restrictions may result in temporary or permanent restriction of access.
Your use of the Service is also subject to our Privacy Policy.
Because bank statements may contain sensitive financial and personal information, you should carefully review our Privacy Policy and Security & Privacy information before uploading documents.
You should upload only the information necessary to perform the requested conversion.
We take reasonable technical and organizational measures intended to protect the Service and information processed through it.
However, no internet-based service, storage system, transmission method, or software platform can be guaranteed to be completely secure.
You use the Service and upload documents at your own discretion and risk.
You are responsible for securing your own devices, internet connections, downloaded files, and accounts.
The Service, including its website design, software, branding, interfaces, text, graphics, features, and underlying technology, may be protected by copyright, trademark, and other intellectual property laws.
Except where expressly permitted, you may not copy, reproduce, redistribute, sell, license, modify, or commercially exploit our proprietary materials without permission.
You retain any rights you already have in documents and information you lawfully upload to the Service.
Uploading a file does not transfer ownership of that file to us.
The Service may depend on or contain links to third-party platforms, hosting providers, software, libraries, or other services.
We do not control third-party services and are not responsible for their availability, content, security practices, policies, or performance.
Your use of third-party services may be governed by their own terms and privacy policies.
To the maximum extent permitted by applicable law, the Service is provided on an “as is” and “as available” basis.
We do not warrant that:
The Service will always be available.
Every bank statement will be supported.
Every transaction will be extracted correctly.
Conversion results will be complete or error-free.
Generated files will meet every user’s requirements.
The Service will be compatible with every accounting or financial platform.
Errors or interruptions will always be corrected.
You are responsible for verifying conversion results before using them for financial, accounting, tax, business, legal, or regulatory purposes.
To the maximum extent permitted by applicable law, Bank Statement Converter and its owners, operators, employees, contractors, and service providers will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages arising from your use of or inability to use the Service.
This includes, without limitation, losses resulting from:
Incorrectly extracted transactions
Missing or duplicated data
Loss of documents or files
Business interruption
Accounting errors
Tax or reporting errors
Loss of profits
Loss of data
Reliance on converted information
Third-party software incompatibility
Unauthorized access outside our reasonable control
Nothing in these Terms excludes or limits liability where doing so would be prohibited by applicable law.
You remain fully responsible for any decisions, reports, accounts, tax filings, applications, reconciliations, submissions, or other activities based on information produced by the Service.
Always compare converted information against the original bank statement before using it for an important financial or business purpose.
To the extent permitted by applicable law, you agree to indemnify and hold harmless Bank Statement Converter and its owners, operators, contractors, and service providers from claims, losses, liabilities, damages, and reasonable expenses arising from:
Your unlawful use of the Service.
Documents you upload without authorization.
Your violation of these Terms.
Your infringement of another person’s rights.
Fraudulent or misleading use of converted information.
We may suspend, restrict, or terminate access to the Service where reasonably necessary, including where we believe a user:
Has violated these Terms.
Is abusing the Service.
Is attempting to compromise the security of the website.
Is using the Service for fraudulent or unlawful purposes.
Is causing technical harm to the Service or other users.
We may also discontinue the Service entirely.
We may update these Terms from time to time to reflect changes to the Service, technology, legal requirements, or business practices.
When changes are made, the updated version will be published on this page and the “Last Updated” date will be revised.
Your continued use of the Service after updated Terms become effective constitutes acceptance of the revised Terms where permitted by applicable law.
If any provision of these Terms is found to be invalid, unlawful, or unenforceable, the remaining provisions will continue to remain in effect to the fullest extent permitted by law.
These Terms, together with our Privacy Policy and any other policies expressly incorporated by reference, constitute the agreement between you and us regarding your use of the Service.
These Terms will be governed by the laws applicable to the operator of Bank Statement Converter, without regard to conflict-of-law principles, except where mandatory consumer protection laws require otherwise.
Specific jurisdiction and governing-law information may be provided based on the legal entity operating this website.
If you have questions regarding these Terms of Service, please contact us through the contact information provided on our website.
Bank Statement Converter
Website: [Your Website URL]
Email: [Your Support Email]
